It is always much easier to work with direct lenders than to apply to intermediate loan brokers, and there are many reasons to do so when you need to borrow a small amount of money. The first reason is that direct lenders work much faster as you are applying directly to the company providing you a loan. Loan brokers in their turn need to send your application to a company that will decide whether you eligible for this loan or not.
Cash advance brokers charge much higher fees due to the fact that they take all responsibilities even for those clients with the worst credit history and are charged commissions for each loan they apply for. More than that, you cannot know for sure if loan broker is a legal company or not, especially if such company is relatively new on the market. And while it will be rather hard to renew your loan if you are applying to loan broker, in most cases direct loaners do such things without any problems at all.
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